Panels, Corporate & Insurance
Companies whose employees are treated on credit and billed monthly, plus insurers/TPAs.
Active panels
12
Receivable (total)
Rs 1.94 M
October to date
Rs 418,300
Short-paid / denied (YTD)
3.8%
Panels
EF
Engro Fertilizers Ltd.
Corporate · 1,240 members
PL
Packages Ltd.
Corporate · 860 members
JL
Jubilee Life (TPA)
Insurance · per-claim approval
SL
State Life — Sehat card
Govt. scheme · limited OPD
LU
LUMS Staff Welfare
Institution · 410 members
NB
National Bank staff
Corporate · contract expired
Engro Fertilizers Ltd.
Contract EFL-CW-2026 · valid 1 Jan – 31 Dec 2026 · HR contact: Saba Javed (0321-8800123)
Price list
Standard −10%
Pharmacy at MRP −5%
Co-pay
20%
0% for employee self
OPD limit / member
Rs 60,000
per year
Credit limit
Rs 1.0 M
68% used
Covered
ConsultationLab (all)X-ray / USGMedicines (generic preferred)Minor procedures
Not covered
Cosmetic / derma laserDental implantsSupplementsMRI — prior approval
Monthly claim statements
| Statement | Period | Visits | Billed | Received | Short / denied | Submitted | Aging | Status |
|---|---|---|---|---|---|---|---|---|
| EFL-ST-2026-10 | Oct 1–13 | 214 | 148,200 | — | — | — | — | Open |
| EFL-ST-2026-09 | September | 498 | 352,600 | 0 | — | 3 Oct | 10 days | Submitted |
| EFL-ST-2026-08 | August | 472 | 331,900 | 151,000 | — | 4 Sep | 39 days | Part paid |
| EFL-ST-2026-07 | July | 455 | 318,400 | 309,750 | 8,650 | 5 Aug | 69 days | Disputed (4 claims) |
| EFL-ST-2026-06 | June | 441 | 300,200 | 300,200 | 0 | 3 Jul | — | Settled |